Best Special Rates and Terms in Franklin, Massachusetts, MA

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Below are special Certificate of Deposit special rates and terms from banks in Franklin, Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Franklin, MA - October 31, 2025

Bank	APY	MIN	PERIOD
MutualOne Bank Lincoln Street Branch	5.40%	$500	7 months	Learn More Reviews (11)
Rate History: 4.50% → 4.75% → 5.65% → 5.40%
MutualOne Bank Lincoln Street Branch	5.25%	$500	18 months	Learn More Reviews (11)
Rate History: 5.00% → 5.30% → 5.40% → 5.25%
Clinton Savings Bank Boylston Branch	4.75%	$10	8 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.00% → 4.75%
Bank of Easton Bank Of Easton Branch	4.75%	$2,500	11 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 5.00% → 4.75%
Savers Co-operative Bank Grafton Branch	4.72%	$25,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.65% → 5.36% → 4.72%
Savers Co-operative Bank Grafton Branch	4.51%	$25,000	11 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.65% → 4.51%
Needham Bank Ashland Branch	4.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 1.00% → 4.50%
Salem Five Cents Savings Bank Sudbury Branch	4.50%	$10,000	12 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50%
Dean Co-operative Bank Mendon Branch	4.35%	$1,000	14 months	Learn More Reviews
Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35%
Needham Bank Ashland Branch	4.25%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25%
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	4.25%	$0	7 months	Learn More Reviews
Rate History: 4.90% → 4.80% → 4.75% → 4.50% → 4.25%
Clinton Savings Bank Boylston Branch	4.25%	$10	13 months	Learn More Reviews
Rate History: 1.00% → 3.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.25%	$10,000	18 months	Learn More Reviews (2)
Rate History: 4.50% → 4.75% → 4.25%
Salem Five Cents Savings Bank Sudbury Branch	4.15%	$10,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15%
South Shore Bank Stoughton Branch	4.07%	$1,000	11 months	Learn More Reviews
Rate History: 5.25% → 5.00% → 4.50% → 2.50% → 4.07%
Millbury National Bank Millbury National Bank Branch	4.06%	$500	7 months	Learn More Reviews
Rate History: 4.16% → 4.32% → 4.22% → 4.11% → 4.06%
OneLocal Bank Norwood Co-Operative Bank Branch	4.00%	$2,500	5 months	Learn More Reviews
Rate History: 3.50% → 4.90% → 4.65% → 4.25% → 4.00%
Stoughton Co-operative Bank Park Street Branch	4.00%	$500	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.25% → 4.00%
Needham Bank Ashland Branch	4.00%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.00%
HarborOne Bank Attleboro Branch	4.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.00% → 4.65% → 4.40% → 4.30% → 4.00%
South Shore Bank Stoughton Branch	4.00%	$1,000	14 months	Learn More Reviews
Rate History: 4.63% → 4.25% → 4.00% → 2.50% → 4.00%
UniBank for Savings Sutton Branch	3.95%	$2,500	8 months	Learn More Reviews
Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.95%
Millbury National Bank Millbury National Bank Branch	3.89%	$501	24 months	Learn More Reviews
Rate History: 1.00% → 4.06% → 1.51% → 4.04% → 3.89%
UniBank for Savings Sutton Branch	3.80%	$500	14 months	Learn More Reviews
Rate History: 4.20% → 4.00% → 3.95% → 3.90% → 3.80%
Citibank, National Association Wellesley Center Branch	3.75%	$0	4 months	Learn More Reviews (11)
Bank of America, National Association Grafton Street Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
OneLocal Bank Norwood Co-Operative Bank Branch	3.75%	$1,000	11 months	Learn More Reviews
Rate History: 4.00% → 3.85% → 4.25% → 4.00% → 3.75%
Wrentham Co-operative Bank South Street Branch	3.75%	$500	14 months	Learn More Reviews
Rate History: 4.50% → 4.00% → 3.75%
HarborOne Bank Attleboro Branch	3.75%	$1,000	36 months	Learn More Reviews (2)
Rate History: 4.25% → 4.00% → 4.15% → 4.05% → 3.75%
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
OneLocal Bank Norwood Co-Operative Bank Branch	3.55%	$1,000	22 months	Learn More Reviews
Rate History: 5.00% → 3.50% → 4.00% → 3.75% → 3.55%
Millbury National Bank Millbury National Bank Branch	3.55%	$501	36 months	Learn More Reviews
Rate History: 1.00% → 3.03% → 3.55%
Citibank, National Association Wellesley Center Branch	3.50%	$0	6 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50%
Citizens Bank, National Association Worcester Grafton Stop & Shop Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Grafton Street Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
Fidelity Co-operative Bank Millbury Branch	3.40%	$1,000	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.20% → 4.10% → 3.95% → 3.40%
Webster Five Cents Savings Bank Shrewsbury Branch	3.35%	$10	11 months	Learn More Reviews
Rate History: 4.92% → 5.00% → 4.14% → 3.61% → 3.35%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
Citibank, National Association Wellesley Center Branch	3.25%	$0	9 months	Learn More Reviews (11)
Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25%
BayCoast Bank Seekonk Branch	3.25%	$10	10 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 3.75% → 3.50% → 3.25%
Citibank, National Association Wellesley Center Branch	3.10%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10%
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
Citibank, National Association Wellesley Center Branch	3.00%	$0	3 months	Learn More Reviews (11)
Rockland Trust Company Milford Branch	3.00%	$1,000	7 months	Learn More Reviews (3)
Rate History: 4.00% → 3.75% → 3.50% → 3.25% → 3.00%
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
Citibank, National Association Wellesley Center Branch	2.90%	$0	5 months	Learn More Reviews (11)
Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90%
Fidelity Co-operative Bank Millbury Branch	2.90%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.25% → 4.05% → 3.95% → 3.90% → 2.90%
Fidelity Co-operative Bank Millbury Branch	2.70%	$1,000	19 months	Learn More Reviews (1)
Rate History: 4.30% → 4.00% → 3.75% → 3.80% → 2.70%
Fidelity Co-operative Bank Millbury Branch	2.60%	$1,000	25 months	Learn More Reviews (1)
Rate History: 4.35% → 4.00% → 3.50% → 3.55% → 2.60%
Bank of America, National Association Grafton Street Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
Salem Five Cents Savings Bank Sudbury Branch	2.25%	$10,000	48 months	Learn More Reviews (2)
Bank of America, National Association Grafton Street Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
Salem Five Cents Savings Bank Sudbury Branch	2.00%	$10,000	30 months	Learn More Reviews (2)
Millbury National Bank Millbury National Bank Branch	1.98%	$1,000	3 months	Learn More Reviews
Rate History: 1.00% → 5.88% → 1.25% → 1.98%
The Cooperative Bank West Roxbury Branch	1.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 1.00%
The Cooperative Bank West Roxbury Branch	0.00%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Franklin, MA - October 31, 2025

Branch	Street	City	State
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
MutualOne Bank Lincoln Street Branch	One Lincoln Street	Framingham	MA
Clinton Savings Bank Boylston Branch	81 D Shrewsbury Street	Boylston	MA
Bank of Easton Bank Of Easton Branch	275 Washington Street	North Easton	MA
Savers Co-operative Bank Grafton Branch	96 Worcester Street	North Grafton	MA
Savers Co-operative Bank Grafton Branch	96 Worcester Street	North Grafton	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Dean Co-operative Bank Mendon Branch	32 Hastings Street	Mendon	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
Walpole Co-operative Bank Walpole Co-Operative Bank Branch	982 Main Street	Walpole	MA
Clinton Savings Bank Boylston Branch	81 D Shrewsbury Street	Boylston	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
South Shore Bank Stoughton Branch	1538 Turnpike Street	Stoughton	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Stoughton Co-operative Bank Park Street Branch	20 Park Street	Stoughton	MA
Needham Bank Ashland Branch	41 Front Street	Ashland	MA
HarborOne Bank Attleboro Branch	607 Pleasant Street	Attleboro	MA
South Shore Bank Stoughton Branch	1538 Turnpike Street	Stoughton	MA
UniBank for Savings Sutton Branch	156 Worcester/Providence Turnpike	Sutton	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
UniBank for Savings Sutton Branch	156 Worcester/Providence Turnpike	Sutton	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Bank of America, National Association Grafton Street Branch	945 Grafton Street	Worcester	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Wrentham Co-operative Bank South Street Branch	1005 South Street	Wrentham	MA
HarborOne Bank Attleboro Branch	607 Pleasant Street	Attleboro	MA
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	200 Boston Turnpike	Shrewsbury	MA
OneLocal Bank Norwood Co-Operative Bank Branch	11 Central Street	Norwood	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Citizens Worcester Grafton Stop & Shop Branch	949 Grafton Street	Worcester	MA
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	200 Boston Turnpike	Shrewsbury	MA
Bank of America, National Association Grafton Street Branch	945 Grafton Street	Worcester	MA
Fidelity Co-operative Bank Millbury Branch	16 South Main Street	Millbury	MA
Webster Five Cents Savings Bank Shrewsbury Branch	261 Grafton Street	Shrewsbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
BayCoast Bank Seekonk Branch	110 Taunton Avenue	Seekonk	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	200 Boston Turnpike	Shrewsbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Rockland Trust Company Milford Branch	221 Main Street	Milford	MA
TD Bank, National Association Shrewsbury-Boston Turnpike Branch	200 Boston Turnpike	Shrewsbury	MA
Citibank, National Association Wellesley Center Branch	84 Central Street	Wellesley	MA
Fidelity Co-operative Bank Millbury Branch	16 South Main Street	Millbury	MA
Fidelity Co-operative Bank Millbury Branch	16 South Main Street	Millbury	MA
Fidelity Co-operative Bank Millbury Branch	16 South Main Street	Millbury	MA
Bank of America, National Association Grafton Street Branch	945 Grafton Street	Worcester	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Bank of America, National Association Grafton Street Branch	945 Grafton Street	Worcester	MA
Salem Five Cents Savings Bank Sudbury Branch	19 Concord Road	Sudbury	MA
Millbury National Bank Millbury National Bank Branch	18 Main Street	Millbury	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA
The Cooperative Bank West Roxbury Branch	36 Springs Street	West Roxbury	MA